Small Business Loans
Adelante 95
A commercial purchase program, offered through our lending partners, for owners who would rather keep their cash in the business. Up to 95% loan-to-value, up to $5 million.
All loan programsWhat 95% loan-to-value means
Loan-to-value is how much you borrow compared with what the property is worth. At 95%, the loan covers 95% of the price and you put down the other 5%.
Down payment on a $2,000,000 building
Down payment only. Closing costs such as appraisal, title, and fees are additional; ask us for a full cash-to-close estimate.
Why it matters
Every dollar you don’t put into the down payment stays available for the move, the build-out, equipment, or a cushion while the business settles into the new space.
What to have ready
- Purchase contract or the property you are considering
- Two to three years of business and personal tax returns
- Personal financial statement
This page is general information, not a commitment to lend. Every loan is subject to underwriting and approval, and actual terms depend on the property, the business, and the borrower. Adelante Group is a loan broker, not a lender; loans are made by our lending partners.